Job Requirements Role/ Job Title: Product Manager – JLG Business: JLG Function/ Department: JLG Job Purpose We are looking for a high‑impact Product Manager – to own and evolve the end‑to‑end policy framework for our JLG lending business. The role will be central to balancing growth and risk by designing scalable, compliant, and field‑aligned policies across sourcing, underwriting, disbursement, renewals, and collections. This position requires close collaboration with risk, business, operations, technology, and compliance teams to translate policy intent into executable, system‑driven solutions. Roles & Responsibilities Own and drive the policy lifecycle for JLG lending across customer acquisition, credit assessment, loan structuring, renewals, and collectionsDesign, review, and enhance credit and operational policies to support portfolio growth while ensuring strong risk controls and portfolio qualityTranslate policy requirements into clear product rules and system logic, working closely with technology teams to enable automation and configurabilityPartner with Risk, Business, Operations teams to ensure policies are practical, compliant, and audit‑readyContinuously monitor portfolio performance, field feedback, and regulatory changes to recommend timely policy refinementsEnsure alignment between policy design and on‑ground execution, minimizing exceptions, overrides, and manual interventionsSupport rollout of policy changes through training, documentation, and enablement of business and field teamsDrive data‑backed decision‑making by defining policy‑linked metrics, guardrails, and monitoring dashboardsHands‑on experience working with credit policies, underwriting frameworks, eligibility criteria, and portfolio controlsAbility to work effectively with cross‑functional teams including business, risk, ops, tech, and compliance Educational Qualification: Graduate/Post Graduate Experience: 2+ years of experience in product, policy, risk, or business roles within banking, NBFCs, MFIs, or fintech lending. Exposure to JLG, microfinance, or rural lending ecosystems preferred